Get the Insurance Coverage you Need as a Professional

Whether you train athletes, consult with individuals on strength and conditioning, or offer tips to your kid's soccer coach, your certification and skills place your service in high demand. Your advice and service comes with legal risks, so don't jeopardize your career or professional reputation by practicing without coverage. This membership option is available only for NSCA-certified members residing in the United States, Canada, or a U.S. Territory and is designed for fitness professionals from personal trainers to coaches.

NEW FOR 2/1/2025 - 1/31/2026 INSURANCE TERM:

In addition to NSCA certification and residence requirements, applicants for NSCA’s Certified with Professional Liability Insurance (CPI) membership must meet two additional requirements provided through our approved partner: 1) background check, and 2) anti-abuse training.

Additional information:

    • Automatic disqualifiers for CPI Membership: any sex or felony offense; misdemeanor violence offenses within the past seven (7) years.
    • The required anti-abuse training takes approximately 45 minutes to complete. Applicants may complete the training in more than one session.

Once both requirements are met, applicants will receive a confirmation email with the certificate of insurance and further information about NSCA membership benefits.

Up to 5 Million Total Liability Coverage Plus All NSCA Professional Member Benefits for Only $371*

You can upgrade your current membership, or sign up to become an NSCA Member with CPI - get covered today!  

Questions? First, visit our FAQs on insurance.  If you still have questions you may call NSCA Membership Services at (800) 815-6826 or email Insurance@nsca.com.

*Membership upgrade or purchase fees will be prorated to reflect coverage through January 31 of each calendar year.

This insurance will not cover the insured in a facility building that they personally rent, own or lease, except in the case of remote training where the insured does not meet with or train the client on the rented, owned, or leased premises. The insured must evaluate and assess all clients face to face before offering remote training. It is recommended this face to face assessment be done in person but may be done virtually (Zoom, Skype, Face Time, etc.). Assessments may not take place at a facility or location that is rented, owned, or leased by the insured. CPI Membership does cover online training with clients in the United States, Canada, and U.S. Territories, but not internationally.  Coverage is void when the insured is covered by another insurance plan, including Studio liability insurance. 

Coverage

$5,000,000 
($2,000,000 primary + $3,000,000 excess)
General and Professional Liability-Bodily Injury/Property Damage
$5,000,000 
($2,000,000 primary + $3,000,000 excess)
Products-Completed Operations
$5,000,000 
($2,000,000 primary + $3,000,000 excess)
Personal and Advertising
$5,000 
(excluding participants)
Medical Expense 
$1,000,000 
Sexual Abuse and Molestation
$5,000,000 Total limit  

Waivers

Sample waivers are available to CPI members. To request sample waivers, email insurance@nsca.com or call (800) 815-6826 ext. 202.

Additional Insured Program

This covers an insured member's facility in the case where both the insured and the facility are named in a lawsuit.  This program does not cover a member in a studio they own, rent, or lease; nor will it cover employees.  Please call the NSCA at (800) 815-6826 or email insurance@nsca.com for further information.

Current CPI members can manage additional insureds online. If special instructions or endorsements are required by a facility being named as an additional insured, please contact insurance@nsca.com to request.

Studio Insurance and Contract Review

NSCA members who require insurance coverage for your personally-owned studio may contact NSCA's insurance partner, EPIC Entertainment & Sports for an application and quote.  EPIC may be reached at (678) 324-3313, (678) 324-3310 or at their website.  In addition, the following resource is for NSCA members who own a studio and need information on contract review:  

#NSCAStrong #NSCAStrong

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